Good Faith Estimate Template

A. Settlement Statement (HUD-1)
A. Settlement Statement (HUD-1) Previous edition are obsolete Page 1 of 3 HUD-1 B. Type of Loan J. Summary of Borrower’s Transaction Good Faith Estimate Good Faith Estimate Good Faith Estimate Total HUD-1 HUD-1 HUD-1 Charges That Cannot Increase HUD-1 Line Number Government ... Retrieve Doc

CONTRACT EVALUATION UNIT DBE Goal on Federally Funded Projects Completing the “Good Faith Effort” Submittal Form An objective of the California Department of Transportation's Civil Rights Program is to ... Return Document

Estimating With Microsoft Excel - Buildersshow.com
Putting together a spreadsheet estimate can be very time consuming. Figure 1 shows a typical take-off item including the item description, quantity, unit of measure, unit price, and extended or total price. ... Fetch Content

TILA / RESPA Combined Disclosure Toolkit
TILA / RESPA Combined Disclosure Toolkit System Provider Training Thursday •Loan Type / Loan Purpose Template Solutions •Disclosures for Loan Estimate •Replaces initial TIL and RESPA Good Faith Estimate Closing Disclosure •Replaces final TIL and HUD-1/1A Loans Covered ... View Full Source

Sample Letter: Notice Of Repairs Needed - Tenants Union
Sample Letter: Notice of Repairs Needed [Date] [Landlord/Manager’s Address] Dear [Landlord/Manager’s Name]: My unit needs the following repairs: Good faith estimate: ... Fetch This Document

Blank Good Faith Estimate Form Excel - Pdfsdocuments2.com
Blank Good Faith Estimate Form Excel.pdf Free Download Here Good Faith Estimate (GFE) http://www.hud.gov/content/releases/goodfaithestimate.pdf Good Faith Estimate (HUD-GFE) 3 Instructions This GFE estimates your settlement charges. At your settlement, Software Template-Contracts - New York ... Read More

Deed In Lieu Of Foreclosure - Wikipedia
(October 2007) (Learn how and when to remove this template message) A deed in lieu of foreclosure is a deed instrument in which a mortgagor Both sides must enter into the transaction voluntarily and in good faith. ... Read Article

Form In Excel
HUD p2 HUD p1 OMB Approval No. 2502-0265 B. Type of Loan 6. File Number: 7. Loan Number: 8. Mortgage Insurance Case Number: E. Name & Address of Seller: ... View Document

Good Faith Estimate (GFE) - MyMortgageInsider.com
Good Faith Estimate (GFE) OMB Approval No. 2502-0265 Name of Originator Originator Address Originator Phone Number Originator Email Borrower Property ... Get Content Here

good Faith Estimate Template - Bing
Good faith estimate template.pdf FREE PDF DOWNLOAD NOW!!! Source #2: good faith estimate template.pdf FREE PDF DOWNLOAD ... Access Document

Sample Good Faith Estimate - Christopher Thiemet
Total estimate of settlement costs Est. Prepaid Expenses 901. Interest Good Faith Estimate of Settlement Costs 802. % Discount $ P & I or Int Only Payment Other Financing P & I Sample Good Faith Estimate Created Date: ... Retrieve Doc

Template Talk:Infobox Element - Wikipedia
Template talk:Infobox element This is the talk page for discussing improvements to the Infobox Assume good faith; itself produces so much heat from its own decay that this would be a difficult and perilous measurement to even get an estimate for). ... Read Article

Notice Of Employment Information - Seattle
Employers are required to provide written notice of employment information to every employee working in Seattle, (1) at time of hire and (2) Good Faith Estimate - Seattle’s Secure Schedule Ordinance SMC 14.22 *Only required for hourly ... Fetch Doc

Best Practices - Origination - Calyx Software Mortgage Loan ...
Portions of the Good Faith Estimate and Truth in Lending are populated by Template so it’s available in every file that is created from that template. Best Practices - Origination Created Date: ... Get Doc

Blank Good Faith Estimate Form Excel PDF Format
Are the good faith blank estimate template pdf printable download is a product that is essential for making your own document professional and perfect the description for good faith estimate fill online printable fillable blank for ... Return Doc

How To Create A Correct 2010 GFE In Calyx Point - Suzette
How to Create a Correct 2010 GFE in Calyx Point If you do not have a template currently set up for FAMC there are instructions on how to do that after you Creating Closing Cost Scenarios to default the Good Faith Estimate 1. In the Navigation Panel, click the Templates tab. ... Read More

Good Faith Effort Form GFE - North Texas Tollway Authority
Good Faith Effort Page 1 of 3 GOOD FAITH EFFORT FORM If you have failed to secure D/M/WBE participation and you have subcontracting and/or supplier ... Access This Document

SoftPro And The New GFE HUD Changes - Updated 10-16-09
SoftPro and the New GFE HUD Changes standard Good Faith Estimate (GFE) that will clearly answer the key questions they have when applying for a mortgage including: o What's the term of the loan? o Is the interest rate fixed or can it change? ... Return Doc

HEA GFE Estimate Form - Fillable - Finance Factors
HEA GFE ESTIMATE FORM Page 1 of 2 HAWAII ESCROW & TITLE, INC. FIRST HAWAII TITLE GUARDIAN ESCROW SECURITY TITLE CORP. TITLE GUARANTY 1100 Alakea Street, 5th Floor 201 Merchant Street 2347 South Beretania Street 1164 Bishop Street 235 Queen Street ... Document Retrieval

Good Faith Estimate Spreadsheet

UNITED STATES DISTRICT COURT FOR THE NORTHERN DISTRICT OF ...
FOR THE NORTHERN DISTRICT OF ILLINOIS EASTERN DIVISION MANUEL SANCHEZ, the tip-out spreadsheet is always followed, it is logical, then, least 40 members is apparent from a “good-faith estimate.” ... Fetch Full Source

Nassau County State Housing Initiatives Partnership (SHIP ...
Annual Household Income: Estimate all household income (including unemployment verification if applicable) Submit a Good Faith Estimate when provided by your primary lender. Obtain and submit an Appraisal of the property. STEP 4 – Closing Guidelines. ... Read Document

Total Cost Analysis Mortgage Comparison Spreadsheet - YouTube
This is an example of a spreadsheet comparing 4 real estate loan options side by side which gives the applicant clarity on deciding which loan option is best ... View Video

APPENDIX 5 - HUD/U.S. - U.S. Department Of Housing And Urban ...
Good Faith Estimate Uniform Residential Loan Application/Addendum A (initial signed) Uniform Residential Loan Application/Addendum A (final/unsigned) Land Status and Jurisdiction Form VOM/Payoff Statement on Existing Mortgage and Subordinate Liens ... Doc Retrieval

BUYERS CLOSING COST WORKSHEET
ESTIMATED BUYERS CLOSING COST WORKSHEET Title Insurance: $ _____ (PBS) (rough estimate: $2 per thousand of purchase price) Survey: (NOT ALWAYS REQUIRED) (Survey, appraisal, inspections, good faith deposit, etc.) ... Access Document

Actual Cost Reconciliation Fact Sheet: Processes, Timelines ...
Actual Cost Reconciliation Fact Sheet: Processes, Timelines, Is different than the Cost Estimate review process undertaken during your contract negotiation with Sprint Nextel. In the Cost Estimate review process, you provide a good faith estimate of costs you expect to incur and the TA ... Read More

NCUA LETTER TO CREDIT UNIONS
NCUA LETTER TO CREDIT UNIONS NATIONAL CREDIT UNION ADMINISTRATION 1775 Duke Street, Alexandria, A Loan Estimate form, which combines the initial Truth in Lending Act (TILA) disclosure and the Good Faith Estimate. The Loan Estimate form must be delivered or ... Visit Document

SIMPLE IRA And SEP IRA Plans Workbook And Forms
We’ve provided the following worksheet to help you estimate your matching contributions and compare the potential costs between the employer contribution options. retirement benefits were the subject of good faith bargaining. Note: This box is deemed checked if the Employer ... Read More

Correspondent Loan Program Detailed Submission Requirements
Correspondent Loan Program Detailed Submission Requirements 1) If in a NEW CONDO – we require a spreadsheet from the Developer/Sales Agent requiring the entire GOOD FAITH ESTIMATE (GFE) AND TRUTH IN LENDING (T-I-L) a. ... Retrieve Full Source

McLennan County Appraisal District
Or, you may submit your EXCEL spreadsheet data on a : *If you provide an amount in the “good faith estimate of market value” column, you need not complete a ‘historical cost when new’ and ‘year acquired’. ... Read Here

Loan Estimate Form - Consumer Financial Protection Bureau
LOAN ESTIMATE PAGE 3 OF 3 • LOAN ID # 1330172608 Confirm Receipt By signing, you are only confirming that you have received this form. You do not have to accept this loan because you have signed or received this form. ... View Full Source

Talk:Approximations Of π - Wikipedia
Do you think writing an introduction with a nice format in complete disregard of its truthfulness constitutes a good-faith attempt to improve Wikipedia? but it's interesting that this estimate conforms fairly well to Moore's law: on a spreadsheet, ... Read Article

Corefact Home Estimate Overview - YouTube
The Corefact Home Estimate lead generator for real estate agents has a new look and many new features and calls to action to generate seller leads. How to Build a GoogleDocs Spreadsheet to Manage Real Estate Tasks Good Faith Estimate: How To Read Them - Duration: 9:56 ... View Video

A Tesla 2017 Update: A Disruptive Force And A Debt Puzzle
The first production version of the Tesla 3 was unveiled on July 28, with few surprises on the details, but plenty of good reviews. Elon Musk was his usual self, alternating between celebrating ... Read News

*SAMPLE ESTIMATE* - JJH Graphic Design: Custom Logo, Identity ...
Of template files, delivery of Microsoft PowerPoint document files Cost: $800 for 1-2 design options and 2 rounds of revisions. For an estimate tailored to your business, please contact me today for a complementary consultation.* P.O. Box 4 Saline, MI, 48176 ... Read Document

Succession Planning Spreadsheet Template
Succession planning template Create a spreadsheet listing each Outside Salesperson. The top row should show a time interval, such as quarterly or twice a year. Blank Good Faith Estimate Form Excel. Powered by TCPDF (www.tcpdf.org) 2 / 2. ... Read Content

FHA Refinance Net Tangible Benefit Worksheet - LenderLive
FHA Refinance Net Tangible Benefit Worksheet 1 of 3 Form #3348 Statement and/or the sum of the amounts in sections 1-4, 6, 7 and 8 on the Good Faith Estimate ÷ Monthly decrease in total mortgage payment (Current principal and interest plus monthly ... View Full Source

MORTGAGE LOAN COMPANY LOAN FILE CHECKLIST
____Loan Estimate / Good Faith Estimate ____Early Truth in Lending Statement ____Servicing Disclosure Statement ____Right to receive a copy of the appraisal disclosure ____Receipts for any upfront fees collected from the borrower ... Read Full Source

Estimating Sheet - DECRA Tile & DECRA Shake - Battens
This estimate is provided in good faith and should not be assumed to reflect the exact components required to roof this plan. DECRA Roofing Systems will not be held liable for the accuracy of this estimate. Project Name: Date: Colors: (Tile) Charcoal, Chestnut, Garnet Estimating Sheet ... Document Retrieval

CHAPTER 8 - POLLUTION REMOVAL FUNDING AUTHORIZATIONS (PRFAs)
CHAPTER 8 - POLLUTION REMOVAL FUNDING AUTHORIZATIONS (PRFAs) A. General. The Pollution Removal Funding Authorization A good faith estimate of the total anticipated costs, will provide the FOSC with a spreadsheet showing the estimated costs for the PRFA. ... Fetch Content

Good Faith Estimate Same As Pre Approval

A Nationwide Survey Of Mortgage Borrowers Throughout The ...
A nationwide survey of mortgage borrowers Did the "Good Faith Estimate" lead you to Got a pre-approval or pre-qualification from a lender Decided on the type of loan Made a decision on which lender to use Submitted an official loan ... Doc Retrieval

Right Of First Refusal - Wikipedia
Right of first refusal In general, the owner must make the same offer to the option holder before making the offer to the buyer. The right of first refusal is in that the ROFO merely obliges the owner to undergo exclusive good faith negotiations with the rights holder before negotiating ... Read Article

Approved By: DHS Deputy Director Of Finance Date Approved
There must be pre-approval for all in-state and out-of-state travel. c. If two or more travelers request to attend the same event a DHS 1293 form (e.g. through a good faith estimate). ... Fetch Document

Paying For Your New Home Paying For Your New Home
Good-Faith Estimate – The Good-Faith Estimate lists the Pre-approval requires formal application and interest rate stays the same through the term of the loan. The 30-year, fixed-rate mortgage is popular because of its ... Retrieve Here

TILA–RESPA Integrated Disclosure Rule A Look At The New Loan ...
–Good Faith Estimate (GFE) –HUD-1 2. Why is this happening now? approval to use email method of delivery (if not, Same info as Loan Estimate (LE) Reflects final terms for Loan amount, Interest rate, Monthly payment ... Read Full Source

Form Instructions Advance Beneficiary Notice Of Noncoverage ...
Form Instructions . Advance Beneficiary Notice of Noncoverage (ABN) OMB Approval Number: 0938-0566 . ABN while still permitting pre-printing of the lab-specific key information and denial good faith estimate of projected costs at the time of ABN delivery, ... Document Viewer

Chapter 3 The Mortgage Lending Process
Pre-approval is the process by which a lender determines if potential borrowers can be financed through the goes through most of the same steps in the loan process, includes a Good Faith Estimate of closing costs (GFE) and a Truth in Lending Statement ... Read Full Source

TILA-RESPA (TRID) Hot Topics And Q&A - Essent Guaranty
TILA-RESPA (TRID) Hot Topics and Q&A to review and consider that documentation to provide a pre-qualification or pre-approval, the rule does not prohibit the • If a closing cost increases but the prior estimate remains in good faith, ... Read Here

Good Faith Estimate - Olympia Title & Escrow
Understanding the Good Faith Estimate. The Good Faith Estimate escrow reserves, and pre-paids (homeowner’s insurance and taxes). These costs are not controlled by the lender. Comparing lenders by reviewing their Good Faith Estimates should not be a stressful process. ... Return Doc

Letter Of Intent - Wikipedia
A letter of intent (LOI or LoI, governing law, exclusivity or covenants to negotiate in good faith. The same may be followed at the time of purchase by any company. In the solicitation of government grants, ... Read Article

TILA-RESPA INTEGRATED DISCLOSURE RULE FREQUENTLY ASKED QUESTIONS
TILA-RESPA INTEGRATED DISCLOSURE RULE FREQUENTLY ASKED QUESTIONS we have taken an application for a pre-approval/pre-qualification and the borrower has not found a property yet, but on or after October 3rd, An LE must contain a good faith estimate, ... Retrieve Document

Should I Pay For A Pre-Approval For My Physician Loan? - YouTube
Don't worry about paying for pre-approval, Bad Credit Installment Loans No Easy To Approval Same Day - Duration: 4:37. kristeen Neteller 16,459 views. Good Faith Estimate Explained | First Time Home Buyer - Duration: 26:27. ... View Video

Estimate Of Closing Costs Worksheet
This is not a Good Faith Estimate or a Truth-in-Lending Disclosure provided to you in the opening package. This is not a commitment to lend, nor is it a rate lock, pre-qualification or pre-approval. This worksheet g If you want to choose this same loan with a ... Retrieve Doc

To Home Buying - Total Mortgage - Licensed In 40 States
That’s why we put together the TotalPath to Home Buying™. Our comprehensive Good Faith Estimate 23. Home Appraisals 24. Property Insurance 25. The Attorney’s Role Pre-approval places a buyer in a much stronger negotiating position. ... Read Document

Sample Good Faith Estimate - Christopher Thiemet
Total estimate of settlement costs Est. Prepaid Expenses 901. Interest - estimated days @ /day 0000 PRE-APPROVAL STREET MO 63109 119,920.00 7.000 797.83 118.92 OTHER 0.00 Sample Good Faith Estimate ... Retrieve Full Source

TILA/RESPA Integrated Disclosures Rule - CMLA
• What is your process for providing the consumer pre- approval letters? • Same issues for initial & revised LEs • An estimate is in good faith if the charge paid by the consumer does not exceed the amount ... Read Here

FIVE STEPS TO HOMEOWNERSHIP Shop For A Mortgage
Good Faith Estimate (GFE) and an early Truth in Lending (TIL) Shop for a Mortgage. Pre-approval or pre-qualification will give you a much clearer picture of how large a mortgage you may qualify for to factor in to your ... View This Document

CFPB Consumer Laws And Regulations RESPA
CFPB Consumer Laws and Regulations RESPA Substantive changes included a standard Good Faith Estimate form and a revised HUD-1 Settlement Statement that were required as of January 1, unless the mortgage instruments require lender approval for the assumption ... Fetch Here

PBM RESPA Overview
• New Forms – Good Faith Estimate (GFE) and HUD-1 Settlement Statement forms to display possible settlement costs at the pre-approval stage. GFE Delivery Microsoft Word - PBM RESPA Overview.doc ... Access Doc

Contract - Wikipedia
Liquidated damages are an estimate of loss agreed to in the contract, Arbitration judgments may generally be enforced in the same manner as ordinary court judgments. Good faith; Implicit contract; Indenture; Information asymmetry; Invitation to treat; ... Read Article

Since the introduction of the new Good Faith Estimate (GFE), several readers of this monthly and the loan application is subject to credit approval, acceptable property appraisal, title report, and satisfactory completion of conditions stated in ... Retrieve Content

Loan Estimate - Sentry Abstract
CFPB’s TILA-RESPA Integrated Disclosure (TRID) Rule permanently financed by the same creditor (construction-to-permanent loan). that replaces the early TIL and the Good Faith Estimate (GFE). Part B, the Closing Disclosure ... View Full Source

Good Faith Estimate Statement

New RESPA Rule FAQs - Hud.gov
Servicing Disclosure Statement January 16, 2009 Other technical changes January 16, 2009 New GFE January 1, 2010 New HUD-1/HUD-1A estimate of value of the property; (6) loan amount and (7) any other information deemed necessary by the loan originator. ... Fetch Doc

GOOD FAITH ESTIMATE OF SELLER’S NET SALES PROCEEDS
4.11 Mello-Roos Assessment Statement Charge..$_____ 4.12 Well Water GOOD FAITH ESTIMATE OF SELLER’S NET SALES PROCEEDS On Sale of Property I have prepared this estimate based on my knowledge and readily available data. Date: _____, ... Access Document

Main Street: Keep The Drip, Buy The Dip
At the time, a couple of news items had pushed the share price down to around $38. Much of the concern was generated by Prospect Capital (PSEC) reporting a bad quarter. Q2 contained a beat on ... Read News

GOOD FAITH ESTIMATE - Lou Tulga
Contained in the HUD-1 settlement statement which you will be receiving at settlement. This Good Faith Estimate is being provided by , a mortgage broker, and no lender has been obtained. ... Read Content

HUD-1 - Digital Docs
The new HUD-1 Settlement Statement (the “HUD-1”) is designed to allow the borrower to compare the document with the Good Faith Estimate (the “GFE”) received before closing, including a comparison table that explicitly matches the fee totals under ... Fetch Document

REAL ESTATE SETTLEMENT PROCEDURES ACT (RESPA)
Compliance with the Real Estate Settlement Procedures Act To determine if the Special Information Booklet, Good Faith Estimate, Uniform Settlement Statement (Form HUD-1 or HUD 1A), Review the Good Faith Estimate to determine if it appears exactly as set forth in Appendix C to ... Fetch This Document

North Korea Threatens Missile Strike On Guam; Trump Vows ...
Yonhap reported that the North's strategic force in charge of the country's ballistic missiles issued a statement that it is shortly after another intelligence assessment that sharply raises the official estimate for Sarah Sanders’ PERFECT Response To Faith ... View Video

Form In Excel
Good Faith Estimate years % includes A. Settlement Statement (HUD-1) The HUD-1 settlement Statement which I have prepared is a true and accurate account of funds received and funds disbursed or to be disbursed for this Form in Excel Author: Forms in Word Keywords: www.formsinword.com ... Return Document

Our Universe Has Trillions Of Galaxies, Hubble Study | Video ...
A new study using the Hubble Space Telescope and other telescopes has increased the estimate of galaxies in the Universe ten fold. It was previously estimate ... View Video

“Intent to Proceed” and the New Good Faith Estimate Estimate. It is important that a statement on both the Applicant(s) Certification and Loan Originator Certification forms include, but not be limited to, further indicating that the subject form itself is ... Access Full Source

The Empowerment Of The Cross (Part 1) - YouTube
I created this video with the YouTube Video Editor (http://www.youtube.com/editor) don't ever under estimate the burdens that we carry, I am very blessed to have this opportunity to share a good word with you, ... View Video

HUD'S RESPONSE TO HUD SETTLEMENT STATEMENT QUESTIONS
HUD'S RESPONSE TO HUD SETTLEMENT STATEMENT QUESTIONS If the applicant subsequently changes products (example, midway through the approval process), is a new Good Faith Estimate required? settlement statement must itemize the actual charges for those items required by the lender to close the ... Read Here

CFPB Consumer Laws And Regulations RESPA
Substantive changes included a standard Good Faith Estimate form and a revised HUD-1 Settlement Statement that were “average charge” to be listed on the Good Faith Estimate and HUD-1 Settlement Statement, took effect on January 16 CFPB Consumer Laws and Regulations RESPA ... Doc Viewer

FAREWELL HUD-1? H TRID! What’s TRID?
Specifically, the former Good Faith Estimate will be replaced by a “Loan Estimate” and the HUD-1 settlement statement will be replaced by two Closing GFE Good Faith Estimate HUD-1Settlement Statement (authored by U.S. Dept of Housing & Urban Development) LE Loan Estimate (3 pages) ... View This Document

Good Faith Estimate--Explained - Lender Home Page
The most important thing to remember is that the Good Faith Estimate is just that: an estimate! It’s the Loan then there’s an estimate for underwriting. 806: MORTGAGE INSURANCE APPLICATION: Shows on the HUD-1 Settlement Statement but rarely charged. 807: ... Fetch Doc

California Environmental Quality Act - Wikipedia
The California Environmental Quality Act (CEQA) The lead agency is charged with making a good-faith effort to “describe, calculate, or estimate the amount of greenhouse gas emissions resulting from a project. ... Read Article

RESPA Disclosures - Star One
RESPA Disclosures Buying Your Home Keep your Good Faith Estimate so you can compare it with the final settlement costs and ask the Statement. This statement itemizes the services provided to you and the fees charged to you. ... Doc Retrieval

Wikipedia:Search Engine Test - Wikipedia
Wikipedia:Search engine test This page is a how-to guide. It details Good-faith Googling, a rule of thumb Note also, that the number of search string matches reported by search engines is only an estimate. ... Read Article

Talk:Bahá'í Faith/Archive 17 - Wikipedia
Also I noted that your statement that Muslims believe the religion to be a sect of Islam is clearly incorrect. So an estimate for the main intro section of 6 million seems fair and 5 million excessively conservative. A recent constructive and good faith edit ... Read Article

WHAT Is TRID? - Consumer Banking | Personal Banking | U.S. Bank
WHAT is TRID? ___ TRID Is The New TILA RESPA Integrated Disclosures • The Loan Estimate replaces the initial Truth-in-Lending disclosure & Good Faith Estimate for most ... Read Full Source

RESPA Training Good Faith Estimate (GFE) Settlement Statement ...
Real estate settlement procedures . act – respa . new rule – timeline . november 2008 – promulgated . january 16, 2009 - effective . january 1, 2010 - implemented ... Content Retrieval

¿Qué Son Los Gastos De Cierre? - Comprarcasa.about.com
Antes de hacer el préstamo usted puede conocer estos gastos a través de un Estimado de Buena Fe o “Good Faith Estimate” Es importante hacer la comparación con lo que se recibe al momento del cierre en el HUD-1 o “settlement statement ... Read Article

Providing Service, Protecting You MORTGAGE LOAN DISCLOSURE ...
* For any federally related loans, HUD/RESPA laws require that a Good Faith Estimate (GFE) be provided in addition to this THIS MORTGAGE LOAN DISCLOSURE STATEMENT IS BEING PROVIDED BY THE FOLLOWING CALIFORNIA REAL ESTATE BROKER ACTING AS A MORTGAGE BROKER ... Document Viewer

Good Faith Estimate (GFE) - Oaktree Funding Corporation
Created Date: 3/21/2012 12:45:55 PM ... Fetch Content

OmniComm Systems, Inc. Reports Financial Results For The Quarter And Year-to-Date Period Ending June 30, 2017
We wish to caution the reader that these forward-looking statements regarding matters that are not historical facts are only predictions and are based on information available at the time and ... Read News

The Good Faith Estimate - Champions School
Provided the good faith estimate, the funding lender is not required to provide an additional good faith Other disclosures include statement detailing prepayment ... Access Doc